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CFPB Fines Credit Reporting Agency $3 Million for Deceiving Consumers about...
Written By ESR News Blog Editor Thomas Ahearn The Consumer Financial Protection Bureau (CFPB) has ordered one of the nation’s three largest credit reporting agencies, Experian, to pay a civil penalty...
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Three Major Credit Reporting Agencies to Implement Enhanced Public Record...
Written By ESR News Blog Editor Thomas Ahearn Three major national credit reporting agencies in the United States – Equifax, Experian, and TransUnion – will implement enhanced public record data...
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Jury Awards Record Damages of $60 Million after Finding Credit Reporting...
Written By ESR News Blog Editor Thomas Ahearn On June 20, 2017, a federal jury in California awarded a record $60 million in statutory and punitive damages after finding that major credit reporting...
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New York Proposes Regulations for Credit Reporting Agencies in Response to...
Written By ESR News Blog Editor Thomas Ahearn In response to the massive Equifax data breach that exposed the personal data of approximately 143 million U.S. consumers – almost half the country –...
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CFPB Report Focuses on Removal of Civil Public Records from Credit Reports
Written By ESR News Blog Editor Thomas Ahearn On February 22, 2018, the Consumer Financial Protection Bureau (CFPB) – a U.S. government agency responsible for consumer protection in the financial...
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National Credit Reporting Agencies to Remove All Tax Liens from Consumer...
Written By ESR News Blog Editor Thomas Ahearn In March 2017, ESR News reported that national credit reporting agencies (NCRAs) Equifax, Experian, and TransUnion had announced the implementation of...
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Bill to Restrict Use of Credit Checks by Employers Passed by House Financial...
ESR News Blog Written By ESR News Blog Editor Thomas Ahearn On July 11, 2019, the U.S. House Committee on Financial Services – which oversees the nation’s housing and financial services sectors –...
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Partial Settlement Reached with Equifax and TransUnion Over Alleged FCRA...
ESR News Blog Written By ESR News Blog Editor Thomas Ahearn A partial settlement has been reached in a lawsuit against three major credit reporting agencies – Equifax, Experian, and TransUnion – over...
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Bill Restricting Credit Checks by Employers in U.S. Senate after Passing House
ESR News Blog Written By ESR News Blog Editor Thomas Ahearn On January 29, 2020, the U.S. House of Representatives passed a legislative package to overhaul the nation’s credit reporting system called...
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Appeals Court Reduces “Excessive” Punitive Damages Award in FCRA Lawsuit
ESR News Blog Written By ESR News Blog Editor Thomas Ahearn On February 27, 2020, the United States Court of Appeals for the Ninth Circuit in Ramirez v. TransUnion, LLC – a class action lawsuit...
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